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Insurance & Payment Information

Pricing & Insurance

Clear pricing. Flexible options. Personalized care.

Princeton Physical Therapy & Sports Medicine offers both insurance-based and self-pay treatment options so patients can access care without unnecessary confusion or limitations.

Self-Pay Care

$120 Flat Rate Per Visit

One Simple Price

Applies regardless of visit length — from shorter sessions to extended treatment visits.

No Insurance Restrictions

Treatment is based on your needs — not visit caps, authorizations, or network limitations.

Payment Due at Service

Self-pay visits are paid at the time of treatment for straightforward, transparent billing.

Who Self-Pay Applies To

  • Patients without insurance
  • Out-of-network insurance patients
  • Patients wanting unrestricted treatment flexibility

Self-Pay Includes

  • General orthopedic care
  • Post-operative rehabilitation
  • Pain and movement treatment
  • Individualized treatment planning

Why Patients Choose It

  • No insurance delays
  • No referral limitations
  • No authorization restrictions
  • Care focused entirely on recovery goals
Shockwave Therapy

Focused shockwave package pricing.

4 Treatments $500
6 Treatments $690
8 Treatments $840
10 Treatments $950

Shockwave packages include targeted treatment plus exercise instruction and guidance as needed.

In-Network Plans

Insurance Plans We Accept

  • Blue Cross Blue Shield (all plans)
  • Wellmark BCBS
  • BCBS Kansas City
  • Anthem BCBS
  • Healthy Blue
  • Aetna
  • Traditional Medicare
  • Missouri HealthNet
  • VA (Veterans Affairs)
  • Tricare
  • Ambetter
  • Medicaid (children under 18)
Additional Information

Coverage & Billing Notes

  • Workers’ compensation patients accepted
  • Cigna is not in-network
  • UnitedHealthcare is not in-network
  • Most Medicare Advantage plans are not in-network
  • Some employer-linked Medicare Advantage plans may qualify after verification

Benefits are verified when possible, but final patient responsibility depends on the specific insurance plan.

Accepted Payment Methods

  • Cash
  • Check
  • Credit Cards
  • Debit Cards
  • HSA Cards

A 3% processing fee applies to all card transactions including HSA, debit, and credit cards.

Patient Responsibility

  • Co-pays due at time of service
  • Co-insurance due at time of service
  • Deductibles and out-of-pocket costs apply
  • Final coverage depends on your individual plan
What This Means For You

Transparent pricing without surprises.

Princeton PT believes patients deserve straightforward information, flexible care options, and treatment plans based on clinical needs — not insurance limitations.

Questions?

Need help understanding your coverage or treatment options?

Contact Our Office